PWMS

Private wealth management services are a broader domain that incorporates financial planning, portfolio management, estate planning, among others. These services are designed for individuals, with goal planning and asset allocation as the core of the strategy.

HNWIs have the paucity of time, knowledge, actionable information, and execution limitations. To address these concerns, we specialize in managing the finances of private High Net Worth Individuals (HNWIs). HNWIs have unique financial situations that require greater diligence and a higher degree of active management. Further, HNWIs require 360 Degree approach to investment management. HNWIs can have issues with income taxes, estate planning, investment management, and other legal issues that need more attention and specific expertise than traditional investment advisers are qualified to give.

  • Asset Protection.

Risk Management is the first step towards Wealth Management. We ensure that the clients’ 360 Degree Risk Assessment is done and concerns addressed. These risks are not limited to Life and Health; but there are other risks s.a., permanent disability, longer life span to name a few. Our comprehensive Risk Management assessment tries to identify the risks specific to each family and structures the proposal to address those risks.

 

  • Business Planning & Succession.

Succession planning is the strategy for passing on leadership roles and often the ownership of a company to an employee or group of employees. Succession planning, also known as “replacement planning,” ensures that businesses continue to run smoothly after a company’s most important people move on to new opportunities, retire or pass away. It can also provide a liquidity event enabling the transfer of ownership in a going concern to rising employees.

 

 

  • Real Estate Portfolio Management.

A sizeable corpus of investments of HNWIs goes in Real Estate. Much of these investments are traditionally done in an adhoc manner.

 

We at Finogent Advisory, ensure that the Real Estate Portfolio is created and objective based investments are done, so as to achieve the bigger objective of investment management.

  • Investment Planning & Execution.

This is the comprehensive approach, wherein the clients’ portfolio is assessed and goal-based planning, coupled with execution is done. The planning covers the entire gamut of asset classes and based on product suitability based on risk analysis, the actionable plan is made.

 

  • Advanced Derivative Strategies.

Advanced Derivative Strategies are used to generate periodic income. We used Theta Decay to consume premium on Option Indices and Option Stocks.

  • Tax Planning.

We implement a Tax Planning exercise to ensure tax efficiency. Your financial situation is analysed from the tax perspective. This ensures that your maximum amount stays invested and more and more corpus is available for your retirement years and other financial needs.

 

There are many aspects to be seen for the purpose of tax planning, s.a., type of instrument invested into, duration of investment, the timing of income, size, and timing of purchases, and planning for other expenditures.

  • Estate Planning.

Estate planning involves planning for how an individual’s assets will be preserved, managed, and distributed after death. It also takes into account, the management of an individual’s properties and financial obligations in the event that s/he becomes incapacitated. Assets that could make up an individual’s estate include houses, cars, stocks, paintings, life insurance, pensions, and debt. Individuals have various reasons for planning an estate, such as preserving family wealth, providing for surviving spouse and children, funding children and/or grandchildren’s education, or leaving their legacy behind to a charitable cause.

  • Financial Planning Services.

We provide the state of art Financial Planning Services and offer two versions – a concise Financial Health Check which is a 20 Pages brief analysis; and the other is the detailed one, with over 75 pager document with the elaborated action plan.